Business overview
The XAB Club plan, explained in plain language
Everything on this page is a summary of the official Business Overview Presentation, English — Version 9.4. Percentages, yields and rank payouts are the plan's stated terms — they are not results, and nothing here is advice.
CEO & founder
Dr. Jack Van Müller
XAB Club presents Dr. Jack Van Müller as its founder and CEO — a title also used in the club's 2026 international convention materials and on its LinkedIn presence. His public biography says he was born in Belgium, holds a PhD in Aeronautics, and moved from drone technology into Bitcoin mining in 2013 before turning to cryptocurrency technology.
His public message combines XRP, artificial intelligence, automated trading, arbitrage and blockchain with community-based wealth building. XAB promotional material describes him as the inventor or developer behind the XAB bot, and his Instagram profile identifies him as CEO and founder of a global platform built to grow users' XRP.
Important framing: arbitrage is a real trading concept, and automated arbitrage is used by professional firms. That does not, by itself, verify the profitability, safety, trading history or return claims of any specific bot. Most publicly available information about Dr. Van Müller originates from XAB Club itself, its affiliates, promoters, or XAB event material. We have not found independent documentation confirming the source of his "Dr." title (university, degree, discipline, dissertation or appointment). This site simply reports what XAB presents.
In interviews, Dr. Van Müller emphasizes community, family prosperity and social impact — encouraging members who benefit from the project to give back and help people who are less fortunate.
Disclaimer from the presentation
XAB offers an arbitrage trading tool based on calculated risk — not financial advice. Crypto involves high risk, including volatility, technical issues and regulatory changes. Past performance doesn't guarantee future results, and profits are not assured. The company isn't liable for third-party issues (e.g. exchange downtime, API errors) or misuse. Users must follow local laws and tax rules. Always consult legal and financial professionals before trading.
Section 01
Why XRP
Launched
June 2012
Used by
Banks
Market cap
$150+ billion
Created
To replace SWIFT banking
SWIFT vs XRP, as presented
- Old → NewBlockchain technology
- Slow → Fast1,500 transactions per second
- Expensive → Virtually freeAbout $0.00001 per transaction
- Confusing → TransparentPublic, verifiable ledger
About the big numbers
- The deck illustrates that if XRP handled 25% of SWIFT network volume, XRP 'will be $10,000'. This is the presentation's own illustration, not a forecast or a verified projection.
- It also frames a goal of $10 per XRP, at which 100,000 XRP would be worth $1 million — again, an illustration of arithmetic, not a prediction.
Section 02
How the arbitrage tool works
Scan
The tool scans multiple exchanges in real time.
Identify
It detects the difference in XRP price between venues.
Execute
It executes rapid, automated trades described as 'win only'.
Buy low, sell high
The deck describes the model as win-win, with what it calls unparalleled speed and precision.
Section 03
Packages, bots and payouts
Basic
10 – 499 XRP
Eco
500+ XRP
Turbo
2,000+ XRP
Hyper
5,000+ XRP
Tycoon
10,000+ XRP
Stated package terms
- Package activation fee: 1 XRP.
- A 30% bot fee applies on airdrops.
- Maximum 300% from airdrops.
- Airdrop rewards are advertised as up to 250% yearly; Sonic airdrop rewards up to 400% yearly with 2x direct billing over 30 days.
The one-step process
- 1Select your bot — Alpha, Delta or Omega.
- 2Restart your bot on schedule.
- 3Receive airdrops.
- 4The bot only pauses on Tuesday for calibration and updates.
Withdrawals
- Payouts are described as instant and automated through a smart contract.
- 10% withdrawal charges.
- Only decentralised XRP addresses are allowed.
- Save 8% by using P2P or a gift code.
Section 04
The four active incomes
8%
Direct bonus
8% on every direct referral.
20 levels
Level income
Level 2: 2%. Levels 3-6: 1%. Levels 7-20: 0.5%. Each direct referral unlocks one level.
6% – 15%
Team bonus
Paid by rank on 90-day rolling team volume, from Ambassador 1 up to Master Distributor.
Up to 400%
Renewal bonus
Every time someone renews their pack in your team, direct, level and team bonuses are paid again.
How levels unlock
- Level 2 unlocks automatically with a 500 XRP+ pack.
- 10 levels unlock automatically with a 2,000 XRP+ pack.
- 15 levels unlock automatically with a 5,000 XRP+ pack.
- 20 levels unlock automatically with a 10,000 XRP+ pack.
Section 05
Ranks and team bonus
| Rank | XRP volume | Payout |
|---|---|---|
| Ambassador 1 | 1,000 | 6% |
| Ambassador 2 | 2,500 | 7% |
| Ambassador 5 | 5,000 | 8% |
| Ambassador 10 | 10,000 | 9% |
| Ruby | 20,000 | 10% |
| Sapphire | 50,000 | 11% |
| Diamond | 100,000 | 12% |
| Blue Diamond | 250,000 | 13% |
| Black Diamond | 500,000 | 14% |
| Crown Diamond | 1,000,000 | 15% |
| Master Distributor | 2,000,000 + 3× Crown Diamonds | 15% + 3% profit share |
Team bonus qualification as stated: minimum 500 XRP own package, maximum one third (1/3) of billing counted from any single leg, 90-day rolling volume. On claim, the amount is paid as per rank.
Section 06
Accelerator, Sonic and Fast Start
Accelerator
- Accelerator is described as up to 400% passive income across 60 weeks of hands-free airdrops.
- Automatic accelerator residual pays across 20 levels on team accelerated airdrops: 8% direct, 2% level 2, 1% levels 3-6, 0.5% levels 7-20.
- A minimum 100 XRP own accelerated pack is required to qualify for accelerator residual income.
Sonic offer
- First 15 days on accelerated packages: 15 days Sonic by default.
- Qualify within 30 days of joining: receive 45 days Sonic.
- After the first 30 days: receive 30 days Sonic.
Fast Start bonus
The Fast Start bonus is paid once, when you make your first claim within 30 days of joining. Rewards ascend with rank.
- Ruby — iPad
- Sapphire — MacBook
- Diamond — iPhone
- Blue Diamond — 20g gold bar
- Black Diamond — Cartier Santos
- Crown Diamond — BMW 5 Series
- Master Distributor — Land Rover SVR
Section 07
Staking terms
30 days
5%
Low yield (as labelled)
90 days
20%
Moderate yield (as labelled)
180 days
50%
High yield (as labelled)
360 days
125%
Very high yield (as labelled)
- Estimated APY figures are the deck's own labels; the staking bonus is redeemable upon completion of the selected term.
- Team staking pays 21% of the total staking profit earned across 20 levels (8% direct, then descending), with one level unlocked per direct referral.
- A minimum 100 XRP own staking pack is required to qualify for team staking income.
Section 08
The XAB Club Mastercard
Digi Card
First 100 packs. Daily limit $500.
Bronze Card
First 50 packs.
Gold Card
First 25 packs. Cost $199, complimentary with the 10,000 XRP package.
- The XAB Club Mastercard is presented as coming soon, with exclusive access for members.
- Card offer stated as valid on all packages purchased from 1 May 2026; postal charges apply.
- Mastercard level income: 8% direct, 2% level 2, 1% levels 3-6, 0.5% levels 7-20. Owning a Mastercard is required to qualify.
Questions about any of these terms?
XAB Coach knows this presentation line by line. It will explain how level income unlocks, what separates Turbo from Hyper, or how a staking term works — and it will not tell you what to invest.
Open XAB Coach